The 3C Service is not an investment product, not a collective investment scheme, and does not guarantee returns. It operates as a structured mechanism for facilitating access to third-party capital and enabling commercial participation in profit-generating projects, subject to performance and execution outcomes.

What the 3C Service Does

Through the 3C Service, CAPIS facilitates:

• Access to third-party financing for qualifying contracts and investment projects
• Due diligence, viability assessment, and project structuring
• Transparent linkage between approved projects and participating clients
• Execution and supervision of funded projects through designated operators, including Vantrium Development Company Limited (VDC), where applicable

The service enables clients to participate commercially in approved projects, without assuming direct operational responsibility.

Nature of Participation and Profit Sharing

Participation in projects under the 3C Service occurs through a fair, transparent, and competitive bidding process.

How Project Participation Works

• Investment projects, contracts, or LPO-backed transactions are made available on the 3C platform.
• Interested 3C clients submit bids to participate in specific projects.
• Successful bidders are formally linked to the projects they bid for
• Participation is project-specific, not fund-based

Commercial Profit Participation

Where a project successfully generates net income:

• Participating clients may be entitled to a defined share of net commercial profits, based on agreed project terms
• Profit sharing is a commercial outcome of project execution, not an investment return.
• Profit participation is performance-dependent, non-guaranteed, and may be zero if a project underperforms or fails

Profit sharing does not arise from ownership of securities, units, or fund interests

One-Time Service Fee (Non-Investment)

All 3C clients pay a one-time service enrolment fee based on their selected plan.

It is expressly stated that:

• The service fee does not constitute investment capital
• The service fee is not pooled or invested on behalf of clients
• Payment of the service fee does not entitle clients to any guaranteed income, return, or profit
• The service fee covers access to the 3C platform, project facilitation services, due diligence, and administrative support

Participation in any project is separate from and not guaranteed by payment of the service fee.

3C Participation Plans

The 3C Service offers structured plans to accommodate different participation capacities:

• Individual Plan
• Enterprise Plan
• Corporate Plan (for large-scale commercial projects)

Each plan defines eligibility thresholds, bid limits, and access scope, in line with CAPIS’ internal governance and compliance framework.

Project Execution and Oversight

All projects facilitated through the 3C Service:

• Undergo structured viability and risk assessment
• Are executed or supervised by CAPIS or its designated subsidiaries, including VDC Limited
• Are monitored to ensure contractual compliance and commercial accountability

CAPIS acts as a facilitator and project manager, not as a guarantor of project success or profitability.

CAPIS Commonwealth Card

The CAPIS Commonwealth Card is a virtual prepaid debit card issued to 3C clients to facilitate:

• Receipt of commercial profit allocations (where applicable)
• Transactional convenience within the 3C ecosystem
• Access to approved partner discount programs

The card is not a deposit account, investment instrument, or savings product.

Discount and Lifestyle Benefits

3C clients may access up to 10% discounts at approved partner outlets across sectors including:

• Healthcare
• Retail
• Travel
• Hospitality
• Lifestyle and wellness

These benefits are commercial privileges and are independent of project participation or profit outcomes.

Healthcare Support Benefit

Where applicable, 3C clients with active, qualifying projects may be eligible for healthcare support benefits, subject to third-party provider terms and availability.

This benefit is ancillary and does not constitute insurance underwriting or a financial return.

Clear Regulatory Positioning

To avoid doubt, the CAPIS Commonwealth Card (3C) Service:

• Is not an investment fund or pooled investment vehicle
• Does not offer investment returns
• Does not guarantee profit, income, or capital preservation
• Facilitates commercial participation in specific projects only
• Operates on a project-by-project, bid-based participation model

All outcomes are subject to project performance, execution risk, market conditions, and contractual terms.

A Structured Pathway to Commercial Participation

The 3C Service is designed for individuals and businesses seeking access to commercial opportunities, not passive investments.

By facilitating third-party financing and linking qualified participants to viable projects through a transparent bidding process, the 3C Service expands access to economic participation—while maintaining regulatory clarity, risk disclosure, and disciplined capital management.

The CAPIS Commonwealth Card is a facilitation platform—not a promise of returns.Participation is commercial, project-specific, and performance-dependent.

DISCLAIMER:
CAPIS Limited provides structured service platforms that facilitate access to venture capital and support economic value creation aimed at sustainable prosperity. CAPIS does not guarantee outcomes, results, or performance. Capital values may increase or decrease, and past performance is not indicative of future outcomes. Fees paid for access to CAPIS service platforms are strictly service fees, not investment capital, and do not confer any entitlement to returns or guaranteed benefits.

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