KCT Service

Kids Capital Trust (KCT) Service

...the surest way to secure your child's tomorrow, today.

The CAPIS Kids Capital Trust (KCT) is a structured capital trust and long-term investment advisory service designed to support parents who wish to plan early for their children’s financial future. Through a one-time service enrolment, CAPIS acts as Venture Capital Manager, deploying capital across professionally managed portfolios and providing lifetime financial advisory support to beneficiaries.

KCT is not a savings scheme, insurance product, or guaranteed-return instrument. All capital outcomes are subject to market performance and investment conditions.

Eligibility & Plan Structure

KCT is available for children between the ages of 0 and 12 years, with plan options structured to reflect enrolment age and service scope.

Fixed Plans (Ages 0–8):

  • Basic
  • Classic
  • Platinum

Flexible Plans (Ages 0–12):

  • Dynamic
  • Ultimate

The projected value of the trust at maturity is influenced by:

  • The selected service plan
  • The child’s age at enrolment
  • Portfolio performance over time

Earlier enrolment and higher-tier plans typically allow for longer capital deployment horizons, which may enhance long-term outcomes. For indicative projections only, parents may use the Final Value Calculator on the CAPIS website. All projections are estimates and do not constitute guarantees.

Key Features of the Kids Capital Trust

Professionally Managed Capital at Maturity

At maturity (age 21), beneficiaries gain access to a professionally managed capital pool structured to support major life objectives such as education, entrepreneurship, or long-term wealth planning. Capital values are market-dependent and reflect portfolio performance over the trust period.

Embedded Health Insurance Access (Optional)

KCT includes access to health insurance coverage, subject to eligibility and confirmation:

  • Basic Plan: Essential coverage
  • Classic plan: Intermediate coverage
  • Platinum plan: Comprehensive coverage

Coverage eligibility begins 36 months after enrolment and may continue until the child reaches age 21. Parents will be formally invited to opt in or opt out when eligibility commences. Insurance benefits are provided through third-party providers and are subject to their terms and conditions.

Lifetime Investment & Financial Advisory Support

Each KCT beneficiary is entitled to lifetime investment and financial advisory services from CAPIS. This ensures that capital access is complemented by structured guidance in capital management, wealth preservation, and long-term financial decision-making.

Flexible Service Fee Payment Options

While KCT is based on a one-time enrolment service fee, parents may choose to pay:

  • In full upfront, or
  • In two, three, or four instalments

The trust structure becomes active once the service fee is fully settled.

One-Time Enrolment, No Recurring Contributions

KCT does not require monthly contributions, annual premiums, or recurring payments. The service is established through a single enrolment commitment, after which capital is professionally managed over the long term.

Plan Migration & Upgrade Options

Parents who enrol under the Basic or Classic plans may elect to upgrade to a higher-tier plan at a later date, including after the child turns eight. Plan migration adjusts capital deployment parameters and may improve long-term capital outcomes, subject to prevailing investment conditions.

A Long-Term Capital Planning Advantage

The CAPIS Kids Capital Trust is not a savings product, but a strategic capital planning and advisory service designed to position children for financial independence in adulthood.

By enrolling early, parents gain access to professional capital management, institutional-grade advisory support, and a structured pathway toward long-term wealth creation—without guarantees, but with disciplined stewardship.

DISCLAIMER:
CAPIS Limited provides structured service platforms that facilitate access to venture capital and support economic value creation aimed at sustainable prosperity. CAPIS does not guarantee outcomes, results, or performance. Capital values may increase or decrease, and past performance is not indicative of future outcomes. Fees paid for access to CAPIS service platforms are strictly service fees, not investment capital, and do not confer any entitlement to returns or guaranteed benefits.

Get Started, Enroll